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Budget Life Insurance

At the time of writing this article, the long-term policies on Budget’s website are underwritten by 1Life.

The purpose of life insurance is to support your family financially the day when you are not able to do it anymore. The money they receive from this policy can be used to pay school fees, buy groceries, pay rent and transport, as well as everything else they need to do on a daily basis. Be sure to get a life insurance policy while you are still young and healthy, as this will significantly reduce the premiums you have to pay on a monthly basis.

Pure Life Insurance by 1Life options:

There are two options offered by 1Life Insurance:

Basic Life Insurance

This pays out up to R200,000 to your beneficiaries and includes a R50,000 funeral benefit that will be paid out within 48 hours of submitting a claim. It consists of a terminal illness benefit as well as an accidental death benefit.

Elevated Life Insurance

This plan pays out up to R10mil to your beneficiaries and includes a R50,000 funeral benefit that will be paid out within 48 hours of submitting a claim. It consists of an immediate cover for natural and accidental death. You have the option to add dread disease cover and disability cover to your plan as well.

Read more about 1Life Insurance here.

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