Why Would Someone Need Life Insurance?

The purpose of life insurance is to replace lost income or ensure your family would have money the day you aren't around anymore.

Do I Need It?

If you have any family members who depend on you, parents, children or a spouse - then life cover is something to consider.

What to Consider

Is your salary being used to pay any bills (school fees, payments of car/house etc.)?
Would your spouse want to take some time off in the event of your death and if so, what would the cost be?
If you are a stay at home parent, what would it cost if you won't be able to do it anymore?
If you are looking after someone with special needs, what would it cost to provide for this person after your death?
Would your family need extra money to survive if you are not there anymore?

How Much Cover Do I Need?

Once you know the answer to the previous questions, you can add it up and know how much your family would need on a yearly basis when you are not around.

What Kind of Cover Should I Get?

Most Policies Fall Under One Of These 2 Categories

Term Life Insurance

  • This type of policy is only valid for a certain time period (for example, 10, 20 or 30 years).
  • It is less expensive.
  • It has no cash value.

Whole Life Insurance

  • This policy covers your entire life.
  • It is more expensive than term insurance.
  • This policy has a cash value that accumulates over time.

How Can I Get Quotes?

Simply Complete The Form Below To Compare Rates in South Africa

About Us

For most South Africans, life insurance is not one of those things on top of our "to get lists." When one finally comes to a decision to get it, one way or another it ends up being such a hassle that in the end, it doesn't even seem worth all the effort anymore.

Here at LifeQuote, we know the drill, we know that you are here to get one thing and one thing only - life cover. That is why we try to make it as effortless as possible for you to get the policy that suits your lifestyle the best. This type of policy is critical and it will save your family a lot of drama the day you are not there to provide for them anymore. So don't waste any more time, get it now - don't put it on your "to-do list" for another day.

What We Do:

Here at LifeQuote, we have a lot of very experienced agents ready to help you get the best policy for yourself and also your chosen beneficiary. All we need is a few personal details, whereafter we send our agent to do the hard work fore you. They will go to the top life insurers in South Africa and compare the policies that best suit your personal needs. They'll compare the monthly premiums and call you back when they discover the best premiums for you. This of course, is done free of charge, for you, our customer. No need to worry, there is no obligation from your side - if it happens that our agent calls you back with quotes and you want to look further - go ahead.

Here at LifeQuote we are here to help you, not to talk you into buying a strange life cover policy you have never heard of before. So rest assured - and please, if you have any questions, go to the contact us page and ask your questions. We will try to respond as promptly as possible and answer all of your questions as thoroughly as we can.

How To Compare Quotes on LifeQuote.co.za